Credit to the Community PDF
By:Daniel Immergluck
Published on 2004 by M.E. Sharpe
Credit to the Community provides the an examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlining in U.S. mortgage and small business lending markets and documents the persistence of such problems even today. The author explains the role that government has played in developing banking and credit markets in the United States, from the creation of Alexander Hamilton's First Bank of United States to the ongoing support government provides through the subsidization of secondary markets and the maintenance of critical regulatory infrastructure. Dan Immergluck takes issue with those calling for deregulation of financial services - especially in the arena of fair lending and consumer protection - and gives a new voice to rationales for such social contract policies as the Community Reinvestment Act (CRA). He also provides a long-term analysis on the failure of federal bank regulators to enforce the CRA and shows how successful periods of increased community activism and media attention have led to sporadic periods of stronger CRA enforcement. Finally, he recommends a number of policy changes that are needed to modernize the nation's fair lending and community reinvestment laws and make them more relevant for the twenty-first century.
This Book was ranked at 34 by Google Books for keyword Community.
Book ID of Credit to the Community's Books is Wcs-81VNBCsC, Book which was written byDaniel Immergluckhave ETAG "c1I4QDDydJ0"
Book which was published by M.E. Sharpe since 2004 have ISBNs, ISBN 13 Code is 9780765612588 and ISBN 10 Code is 0765612585
Reading Mode in Text Status is true and Reading Mode in Image Status is true
Book which have "315 Pages" is Printed at BOOK under CategoryBusiness and Economics
Book was written in en
eBook Version Availability Status at PDF is true and in ePub is true
Book Preview
Download Credit to the Community PDF Free
Download Credit to the Community Books Free
Download Credit to the Community Free
Download Credit to the Community PDF
Download Credit to the Community Books
Tidak ada komentar:
Posting Komentar